Personal Checking
Open doors to freedom with a personal checking account from Firelands FCU. With easy access, local service, and options to match your stage of life, you can manage your money with ease.
What You Get When You Open a
Everyday Checking Account
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No minimum balance*
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No monthly service charge
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FREE Instant Issue Debit Card
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FREE standard checks for members 50+ years old
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Online and mobile banking
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FREE Bill Pay
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FREE eDocuments
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eReceipts
*A Firelands FCU membership is required. Being a member requires a Primary Share Savings Account with a minimum balance of $5. Fees may apply.
Ready to open your Everyday Checking Account?
What You Get When You Open a
Preferred Checking Account
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Higher dividend rate with a balance of $1,500 or more
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Competitive dividend if balance falls below $1,500
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Only $6 monthly charge if minimum balance falls below $1,500
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FREE standard checks
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FREE Instant Issue Debit Card
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Online and mobile banking
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FREE Bill Pay
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FREE eDocuments
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eReceipts
Ready to open your Preferred Checking Account?
Smart Spending Starts Here: The Best Debit Card for Kids
Firelands FCU, in partnership with FamZoo, offers debit cards for kids and teens—making money management simple for them and stress-free for you!
Send money instantly, no ATM trips needed! Whether it’s for a planned activity or a last-minute need, your child is always set when they have their FamZoo card.
Use online, in stores, and abroad with EMV chip technology, Apple Pay support, Mastercard® Zero Liability Protection, and FDIC insurance.
The FamZoo app gives you and your child a personalized dashboard, one for them, one for you. They swipe their debit card, you set the limits. They check off chores, you automate allowance. They learn to save, spend, and give wisely while you coach, cheer, and keep them on track.
Any number of children. Any number of cards. Just $1.99 per account per month.
Download the Firelands
FCU Mobile App
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Mobile deposits
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Check balances
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Transfer money
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All at your fingertips
