Skip to main content

Business Loans


Borrow for a wide variety of business expenses. Our local expert’s friendly service, and quick decision-making, make it easy to meet your needs and get back to work. Enjoy personalized management and advice to make your banking needs thrive!

burst icon

Commercial Real Estate Loans

Loans $50,000 to $500,000

  • checkmark

    Purchase or refinance of real estate

  • checkmark

    Fixed and variable interest rates

  • checkmark

    Maximum of 80% of loan to appraised value

  • checkmark

    Maximum term of 15 years, extended amortizations may be available

  • checkmark

    Easy application process using our Digital Business Lending Center

Ready?

commercial building with multiple garage doors

Loans $500,001+

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Commercial Vehicle & Equipment Loans

Borrow for a wide variety of business expenses. Our local expert’s friendly service, and quick decision-making, make it easy to meet your needs and get back to work.

Generic row of new vans in a parking bay ready for purchase 3d render
Bellevue office worker with member discussing loans
A tractor in a soybean field. Cultivation of soybean rows in the field.

Loans less than $25,000

  • checkmark

    Smaller amounts are underwritten on your personal credit for a quicker decision

  • checkmark

    Financing for a variety of collateral purchases

Ready?

Loans $25,000 to $100,000

  • checkmark

    Purchase or refinance of titled equipment and vehicles

  • checkmark

    Fixed and variable interest rates

  • checkmark

    Maximum term of 84 months

  • checkmark

    Easy application process using our Digital Business Lending Center

Ready?

Loans $100,001 to $500,000

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Commercial Unsecured Borrowing

Less than $25,000

  • checkmark

    This will be run as a personal loan, no collateral required other than your good name

  • checkmark

    Designed to help with small purchases

  • checkmark

    Ideal for members with established credit and good credit scores

Ready?

$25,000 to $100,000

  • checkmark

    Closed end loan for a specific amount

  • checkmark

    Fixed interest rate

  • checkmark

    Maximum term of 84 months

  • checkmark

    Easy application process using our Digital Business Lending Center

  • checkmark

    Purchase or refinance of untitled collateral

Ready?

$100,001 to $500,000

For loans of this amount, our partners at North Coast Business Lending will be happy to assist you.

Credit Card

  • checkmark

    Lines from $5,000 to $30,000

  • checkmark

    Shop anywhere for your business, worldwide

  • checkmark

    No cash advance, over limit, annual, or balance transfer fees

  • checkmark

    Rewards cards available

  • checkmark

    Multiple pieces of plastic for different users on one credit line

  • checkmark

    Easy application process using our Digital Business Lending Center

Ready?

Line of Credit

  • checkmark

    Lines from $5,000 to $100,000

  • checkmark

    Flexible line of credit, available to fund your business when you need it

  • checkmark

    Competitive rates for several ongoing needs

  • checkmark

    Only pay interest on the balance you use

  • checkmark

    Easy application process using our Digital Business Lending Center

Ready?

Three Firelands tellers ready to assist members
Firelands loan placard

Get Started

Please enable JavaScript in your browser to complete this form.
Name