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Rates Calculator

Help your kids and teens learn the value of a dollar while building their own future car or college fund.

Key Features

  • Competitive Dividends
  • No Monthly Service Fee
  • No Minimum Balance Requirements
  • Digital Banking
  • Available to young savers up to 12 years old
  • Competitive dividends on balances of $5 or more
  • No monthly service fees
  • No minimum balance requirements
  • Choose a gift from the Treasure Chest with every deposit
  • Quarterly youth newsletter included with statement
  • Youth activities held throughout the year
  • Special Term Share Certificate rates
  • Free digital banking
  • Surcharge-free ATMs and Shared Branching available
  • $5 minimum deposit to open1
  • Available to teens ages 13-17 years old
  • Competitive dividends on balances of $5 or more
  • No monthly service fees
  • No minimum balance requirements
  • Special Term Share Certificate rates
  • Free digital banking
  • Surcharge-free ATMs and Shared Branching available
  • $5 minimum deposit to open1

We also offer the following products for teens:

  • Checking account — first box of checks is free!
  • Visa® ATM/debit card — limit varies based on age
    • $50 limit ages 13-15
    • $100 limit ages 16-17
  • You may apply for a Visa credit card with a limit of $100-$250 (a qualified parent or legal guardian co-signer is required).
  • You may apply for a Smart Start Teen Club Loan for $50-$500 for up to 12 months at 1.50% below our signature loan rate (a qualified parent or legal guardian co-signer is required).

Get in touch with us to learn more or apply!

1Must show proof of Social Security Number, Passport, or other acceptable government-issued ID to open account.

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