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Welcome to Firelands FCU! Start your membership right here with just $5 and earn dividends on balances of $100+.

Key Features

  • Competitive Dividends
  • Unlimited Withdrawals
  • Digital Banking
  • Build your emergency fund or save for future goals
  • Gain membership to Firelands Federal Credit Union
  • Earn competitive dividends on balances of $100 or more
    • Dividends compounded daily and paid quarterly
  • Avoid the $5 participation fee by maintaining a $100 minimum daily average balance
  • Unlimited withdrawals (6 unsigned transfers allowed per month)
  • Free digital banking
  • Surcharge-free ATMs and Shared Branching available
  • $5 minimum deposit to open

Sometimes it seems easier to spend than to save. With Firelands Federal Credit Union’s Round Up & Save program, you can save as you spend! Every time you use your Visa® debit card to make a purchase, we will round your purchase amount up to the next whole dollar and deposit the difference into the savings account of your choice! 

Consider opening a Round Up Savings Account and earn a much higher dividend rate than our regular Share Account — a whopping 5.00% APY1!  All deposits to the Round Up Savings Account come from rounded up debit card transactions. Outside cash deposits or transfers to this account are not available.

Sign up for Round Up & Save at the same time you apply for your ATM/Visa debit card and enroll at your nearest branch.

You spent Round up amount Amount charged to checking account
$8.60 $0.40 $9.00
$75.15 $0.85 $76.00
$22.07 $0.93 $23.00

Deposited to savings: $2.18

1APY=Annual Percentage Yield. 

Please note: A $25.00 minimum balance is required before withdrawals are allowed.

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