Enjoy the certainty of a share certificate as you earn competitive, fixed rates for the term of your choosing.
Key Features
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Fixed Dividends
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No Setup or Maintenance Fees
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Wide Range of Terms
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than risky market investments
- A wide range of terms available (from 6 to 60 months)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- Youth certificates and limited-time certificates available; check our rates to learn more
- Minimum deposit to open varies by certificate
- Dividends compounded and paid quarterly