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Share Certificates

Share Certificates

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Enjoy the certainty of a share certificate as you earn competitive, fixed rates for the term of your choosing.

Key Features

  • Fixed Dividends
  • No Setup or Maintenance Fees
  • Wide Range of Terms
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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than risky market investments
  • A wide range of terms available (from 6 to 60 months)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • Youth certificates and limited-time certificates available; check our rates to learn more
  • Minimum deposit to open varies by certificate
  • Dividends compounded and paid quarterly
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What Our Members Are Saying...

"Megan M. was excellent to work with. She took her time and explained all the benefits of opening the accounts both personal and business. She answered all my questions I had plus some! Great experience and I love having a bank so close to my house!"

Allen

"They are eager to help any way they can, friendly, clean bank, and almost always greet you with kindness and a smile. I like the fact they try very hard to help with loans as well as anything else. Seldom do we have to wait in line more than 5 minutes to be helped."

Annie

"Never had any problems, friendly and nice people, fast service, very helpful."

Jennifer

"Cause it's the kind of banking that you would like to do. The bank tellers are real friendly they're very helpful!"

Richard

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