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How to Join 

Become a member with an initial deposit of just $5 into a share savings account. You can apply for a loan at the same time you join the Credit Union. Once you join, you are a member for life as long as you keep your account open. Firelands Federal Credit Union is a member owned, not-for-profit, full service organization.

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Who Can Join?

Firelands Federal Credit Union's Field of Membership

The field of membership shall be limited to those having the following common bond: Persons who reside, work, or worship, attend school, and businesses and other legal entities within the geographic area of Huron or Erie Counties, Ohio; York Township in Sandusky, County, Ohio; Adams, Thompson, Reed and Venice Townships in Seneca County, Ohio, including the village of Green Springs.

Persons who live in the community of Crawford County, Ohio, persons who regularly work, worship, attend school, perform volunteer services, and participate in associations headquartered in the community of Crawford County. Persons participating in programs to alleviate poverty or distress located in Crawford County, incorporated and unincorporated organizations located in or maintaining a facility in Crawford County. 

Spouses of persons who died while within the field of membership of this credit union, employees of this credit union, immediate family members of potential members; and organizations of such persons.

“Immediate Family Members” under NCUA guidelines are spouses, children, siblings, parents, grandparents, or grandchildren. This includes step-parents, step-children, step-siblings, and adoptions.

So what do you say - are you ready to join?

Open An Account


Already a Firelands FCU Member?

You can now add new share accounts with just a few clicks of a button in Online and Mobile Banking! Simply sign in, click “create new share,” and add a 50+ Interest Checking, Simply Free Checking, Round Up Saver, Christmas Club, Christmas Club Plus, or any other account of your choice today!

Sign Into Online Banking

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What Our Members Are Saying...

"Megan M. was excellent to work with. She took her time and explained all the benefits of opening the accounts both personal and business. She answered all my questions I had plus some! Great experience and I love having a bank so close to my house!"


"They are eager to help any way they can, friendly, clean bank, and almost always greet you with kindness and a smile. I like the fact they try very hard to help with loans as well as anything else. Seldom do we have to wait in line more than 5 minutes to be helped."


"Never had any problems, friendly and nice people, fast service, very helpful."


"Cause it's the kind of banking that you would like to do. The bank tellers are real friendly they're very helpful!"


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