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Check. Compare. Save.


We’re here to help you save money. Let us check your credit card or loan rates to see how much you could keep in your pocket!
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Open any Checking Account TODAY for a chance to win a $500 Visa Gift Card!*

Drawing will be held
October 20, 2025!

What You Get When You Open a

Simply Free Account

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    No minimum balance*

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    No monthly service charge

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    Non-interest bearing account

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

*A Firelands FCU membership is required.  Being a member requires a Primary Share Savings Account with a minimum balance of $5.  Fees may apply.
Ready to open your Simply Free Account?

Save Like a Superhero
this Youth Month

Celebrate Youth Month August 1 – 31st.

From savings boosts to cash prizes, it’s all happening for our youth members. No youth account yet? Swing by and open one today—you won’t want to miss these perks!


Grand Prize

Open a Youth Savings, Checking, or Youth Share Certificate to be entered to win a Meta Oculus Quest 3S VR Headset!*

*Terms and conditions apply. Click here for details. 
Deposit Match

Open a Youth Savings or Youth Checking Account and earn a match deposit up to $25!*

*Terms and conditions apply. Click here for details. 
Bonus Rates

Open a 12- or 24-Month Kid’s & Teens Club Youth Share Certificate (CD) and those ages 17 or younger can dip into our duck pond for a chance at a bonus amount added to the current CD rate!*

*Terms and conditions apply. Click here for details. 
Contests

Anything But a Pig:

  • Children ages 5 – 12 are invited to create a coin bank using any materials so long as the bank can hold money, is anything but a pig, and does not measure more than 18 inches in any dimension. 

  • Each Firelands FCU branch will host their own contest, and six total winners (one per branch) will be selected to win $50, to be deposited into their Firelands FCU Youth Account!*

*Terms and conditions apply. See flyer for details. 

Zogo Module Madness:

  • Teens ages 13–17 are invited to complete as many Zogo modules as possible from August 1st at 8:00 AM to August 29th at 8:00 AM.  

  • The one participant who finishes the most modules during this period will win $50, which will be deposited into their Firelands FCU Youth Account!*

  • Download the Zogo app and use access code: 7QME 
*Terms and conditions apply. See flyer for details. 

Explore Youth Products

Spring Into a Lower Auto Loan Rate (and Bigger Monthly Savings!)

Refinance your auto loan and breathe easier knowing you may not have a payment for up to 45 days, PLUS the chance to save HUNDREDS with up to a 1% reduction* on your current auto loan that isn’t already through us!

Don’t wait, offer ends August 31, 2025!

*Loans already financed at Firelands FCU do not qualify. Must be from a different financial institution. Refinance is based on your current rate. Lowest rate possible is 4.99%. Proof of positive payment history may be required. Term of refinanced loan to match existing loan maturity date, not to exceed 84 months. Subject to credit approval and membership eligibility. At least 6 months positive payment history required. Other terms and conditions apply.

Fuel Your Summer Fun with a $100 Gas Card!

Finance your dream ride—whether it’s a motorcycle, jet ski, or RV—at Firelands FCU directly and we’ll throw in a $100 gas card* to help you hit the road (or waves) with a full tank and a big smile.

Don’t wait, offer ends August 31, 2025!

*Offer valid for a limited time only. To qualify for the $100 gas card, applicant must apply for and be approved for a loan through Firelands FCU. Minimum loan amount may apply. Gas card will be issued within 30 days of loan funding. One gas card per loan. Offer not valid on refinanced loans from Firelands FCU. Terms and conditions apply. Subject to credit approval. Firelands FCU reserves the right to modify or cancel this promotion at any time without notice.

Toss out those predatory credit card offers.

We’re here to help you succeed — and save you some serious $$$.

Transfer your balance to a Firelands FCU credit card

checkmark New credit cardholders will receive 0% intro APR* on all purchases made within the first 12 months.

checkmark New credit cardholders who complete a balance transfer will also receive 0% intro APR* on the transferred balance for 12 months. 

checkmark After the introductory period, the standard variable rate will apply based on creditworthiness.

Don’t wait! Offer ends August 31, 2025.

* See Balance Transfer – Firelands Federal Credit Union for all details.
Move your balance to a Firelands Credit Card today and start freeing up money for what you really want.

From May 23 to September 1, 2025

Use your Firelands FCU Credit Card on gas purchases and earn DOUBLE pointsno enrollment required!*


Double points means double the fun!
Redeem your points for:

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    Cash Back

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    Gift Cards

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    Merchandise

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    Travel

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    Experiences

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    Donations

*Bonus points will post 30 days after the end of the promotion.
Gift cards are not sponsors or co-sponsors of this program.

 

Explore your Credit Card Rewards

*Minimum opening deposit is only $50. Must open a primary share savings account with checking account (minimum $5 deposit). Minimum balance required to
avoid additional fees. Ask us for details. Credit Union rules and regulations apply. Other fees, such as non-sufficient funds, overdraft, sustained overdraft fees,
etc. may apply. See fee schedule for details. Up to $10 for buy back for checks and debit cards from another financial institution given at the time the checks/
debit care are surrendered. No purchase necessary to win and purchase will not increase your chances to win. Entrants must be 18 years of age or older. Limit
one entry per person. Firelands FCU employees and their immediate families are not eligible to win. No cash equivalent, substitution or transfer of prize is
permitted. Visit firelandsfcu.org/drawing for full details. SUBJECT TO APPLICABLE FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS. VOID
WHERE PROHIBITED. Visa is not a sponsor of this sweepstakes and is not affiliated with this sweepstakes. Valid 8/11/2025 – 10/19/2025.
© 2025 Firelands Federal Credit Union. All rights reserved.

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