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Wrap Up the Holidays


Tackle holiday expenses, wipe out debt, or jumpstart new plans with affordable loan options to start 2026 off strong.

You don’t need one more fee.
Switch to Simply Free Checking!

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    No minimum balance*

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    No monthly service charge

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    Non-interest bearing account

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

*A Firelands FCU membership is required.  Being a member requires a Primary Share Savings Account with a minimum balance of $5.  Fees may apply.
Ready to open your Simply Free Account?

Say YES to Texts and Be Entered to Win a $500 6-Month CD!

Say YES to receive promotional texts from us and enjoy:

  • Group-chat-only offers!*
  • An early heads-ups on promos and can’t-miss updates
  • Exclusive Member-Only Opportunities

Just to sweeten the deal, we’re entering everyone who signs up to receive texts between December 22nd and January 16th into a drawing for a $500 5% APY* 6-Month CD (Share Certificate)!

*Membership eligibility required. The Share Certificate will automatically renew to a 12-month Share Certificate at the current market rate unless other instructions are provided. All Share Certificates are subject to applicable rules and regulations. Maximum balance is $100,000.00. Dividends will be compounded daily and paid quarterly. A penalty may be imposed for withdrawals before maturity on any certificate account. APY means Annual Percentage Yield. No purchase necessary to win, and a purchase will not increase your chances of winning. No cash equivalent, substitution, or transfer of prize is permitted. Firelands FCU employees and their immediate families are not eligible to win. One (1) winner will be selected in a random drawing on or about January 17, 2026. Account must be in good standing. The winner will be notified, and the $500 Share Certificate at 5% APY will be added to their account. Firelands FCU reserves the right to modify or cancel this promotion at any time. Promotion runs from December 22, 2025, through January 16, 2026.

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