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Grow Your Money

Watch It Soar


Earn more and experience Stress-Free,
Local Banking at Firelands FCU.
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Open any Checking Account TODAY for a chance to win a $500 Visa Gift Card!

$500 visa gift card

Drawing will be held June 2, 2025

Simply Free Checking – the perfect choice for hassle-free banking.

What You Get When You Open a

Simply Free Account

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    No minimum balance*

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    No monthly service charge

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    Non-interest bearing account

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

*A Firelands FCU membership is required.  Being a member requires a Primary Share Savings Account with a minimum balance of $5.  Fees may apply.
Ready to open your Simply Free Account?

Earn More with One of the Best Rates Around

Earn 4.25% APY² on a
6-Month or 12-Month
Share Certificate (CD)


What You Get When You Open a

Share Certificate

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    Fixed rates, higher than regular savings

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    No setup or maintenance fees

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    Provides more guarantee than risky market investments

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    A wide range of terms available (from 6 to 60 months)

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    Dividends compounded and paid quarterly

Lock in your rate before they drop!

Minimum opening deposit is only $50. Must open a primary share savings account with checking account (minimum $5 deposit). Minimum balance required to
avoid additional fees. Ask us for details. Credit Union rules and regulations apply. Other fees, such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Up to $10 for buy back for checks and debit cards from another financial institution given at the time the checks/debit
care are surrendered. No purchase necessary to win and purchase will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry per person. Firelands FCU employees and their immediate families are not eligible to win. No cash equivalent, substitution or transfer of prize is permitted. SUBJECT TO APPLICABLE FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS. VOID WHERE PROHIBITED. Visa is not a sponsor of this sweepstakes and is not affiliated with this sweepstakes. Valid 3/24/2025 – 6/1/2025. © 2025 Firelands Federal Credit Union. All rights reserved.

²Membership eligibility required. Minimum balance to earn promotional rate is $500.00. Maximum balance to earn promotional rate is $100,000.00. Dividends will be compounded daily & paid quarterly. A penalty may be imposed for withdraws before maturity for any certificate account. APY means Annual Percentage Yield. Rates effective 2/14/25 and are subject to change without notice.

Get Started

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