Soak Up Rewards

This Summer

Earn more and experience Stress-Free,

Local Banking at Firelands FCU.

Open Account

Open any Checking Account TODAY for a chance to win a $500 Visa Gift Card!*

Drawing will be held August 10, 2025

Simply Free Checking – the perfect choice for hassle-free banking.

What You Get When You Open a

Simply Free Account

No minimum balance*
No monthly service charge
Non-interest bearing account
FREE Instant Issue Debit Card
Online and mobile banking
FREE Bill Pay
FREE eDocuments
eReceipts

*A Firelands FCU membership is required. Being a member requires a Primary Share Savings Account with a minimum balance of $5. Fees may apply.

Ready to open your Simply Free Account?

Open Account

Already a member? Login

Spring Into a Lower Auto Loan Rate (and Bigger Monthly Savings!)

Refinance your auto loan and breathe easier knowing you may not have a payment for up to 45 days, PLUS the chance to save HUNDREDS with up to a 1% reduction* on your current auto loan that isn’t already through us!

Don’t wait, offer ends August 31, 2025!

*Loans already financed at Firelands FCU do not qualify. Must be from a different financial institution. Refinance is based on your current rate. Lowest rate possible is 4.99%. Proof of positive payment history may be required. Term of refinanced loan to match existing loan maturity date, not to exceed 84 months. Subject to credit approval and membership eligibility. At least 6 months positive payment history required. Other terms and conditions apply.

I’m Ready to Save!

Fuel Your Summer Fun with a $100 Gas Card!

Finance your dream ride—whether it’s a motorcycle, jet ski, or RV—at Firelands FCU directly and we’ll throw in a $100 gas card* to help you hit the road (or waves) with a full tank and a big smile.

Don’t wait, offer ends August 31, 2025!

*Offer valid for a limited time only. To qualify for the $100 gas card, applicant must apply for and be approved for a loan through Firelands FCU. Minimum loan amount may apply. Gas card will be issued within 30 days of loan funding. One gas card per loan. Offer not valid on refinanced loans from Firelands FCU. Terms and conditions apply. Subject to credit approval. Firelands FCU reserves the right to modify or cancel this promotion at any time without notice.

I’m Ready to Roll!

Earn More with One of the Best Rates Around

Earn 4.25% APY** on a
6-Month or 12-Month
Share Certificate (CD)

What You Get When You Open a

Share Certificate

Fixed rates, higher than regular savings
No setup or maintenance fees
Provides more guarantee than risky market investments
A wide range of terms available (from 6 to 60 months)
Dividends compounded and paid quarterly

Lock in your rate before they drop!

Get Started

Toss out those predatory credit card offers.

We’re here to help you succeed — and save you some serious $$$.

Transfer your balance to a Firelands FCU credit card

New credit cardholders will receive 0% intro APR* on all purchases made within the first 12 months.
New credit cardholders who complete a balance transfer will also receive 0% intro APR* on the transferred balance for 12 months.
After the introductory period, the standard variable rate will apply based on creditworthiness.

Don’t wait! Offer ends August 31, 2025.

* See Balance Transfer – Firelands Federal Credit Union for all details.

Move your balance to a Firelands Credit Card today and start freeing up money for what you really want.

Help Me Save

From May 23 to September 1, 2025

Use your Firelands FCU Credit Card on gas purchases and earn DOUBLE points—no enrollment required!*

Double points means double the fun!
Redeem your points for:

Cash Back
Gift Cards
Merchandise
Travel
Experiences
Donations

*Bonus points will post 30 days after the end of the promotion.
Gift cards are not sponsors or co-sponsors of this program.

Explore your Credit Card Rewards

View Points

₁*Minimum opening deposit is only $50. Must open a primary share savings account with checking account (minimum $5 deposit). Minimum balance required to
avoid additional fees. Ask us for details. Credit Union rules and regulations apply. Other fees, such as non-sufficient funds, overdraft, sustained overdraft fees, etc.
may apply. See fee schedule for details. Up to $10 for buy back for checks and debit cards from another financial institution given at the time the checks/debit
care are surrendered. No purchase necessary to win and purchase will not increase your chances to win. Entrants must be 18 years of age or older. Limit one entry
per person. Firelands FCU employees and their immediate families are not eligible to win. No cash equivalent, substitution or transfer of prize is permitted. Visit
firelandsfcu.org/drawing for full details. SUBJECT TO APPLICABLE FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS. VOID WHERE PROHIBITED. Visa is not a sponsor of this sweepstakes and is not affiliated with this sweepstakes. Valid 6/2/2025 – 8/10/2025. © 2025 Firelands Federal Credit Union. All rights reserved.

²Membership eligibility required. Minimum balance to earn promotional rate is $500.00. Maximum balance to earn promotional rate is $100,000.00. Dividends will be compounded daily & paid quarterly. A penalty may be imposed for withdraws before maturity for any certificate account. APY means Annual Percentage Yield. Rates effective 2/14/25 and are subject to change without notice.

Soak Up Rewards This Summer