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Personal Checking


Open doors to freedom with a personal checking account from Firelands FCU. With easy access, local service, and options to match your stage of life, you can manage your money with ease.

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What You Get When You Open a

Simply Free Account

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    No minimum balance

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    No monthly service charge

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    Non-interest bearing account

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

Ready to open your Simply Free Account?

Brochures and pamphlets available at Firelands

What You Get When You Open a

50+ Interest Account

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    Competitive dividends

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    FREE standard checks

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    No minimum balance

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    No monthly service charge

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

Ready to open your 50+ Interest Account?

Young woman using phone to bank

What You Get When You Open a

Direct Interest Account

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    Competitive dividends

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    No minimum balance

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    No monthly service charge

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

Ready to open your Direct Interest Account?

Firelands representative sitting down with a customer to answer questions on opening an account

What You Get When You Open a

Preferred Interest Account

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    Higher dividend rate with a balance of $1,500 or more

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    Competitive dividend if balance falls below $1,500

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    Only $6 monthly charge if minimum balance falls below $1,500

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    FREE standard checks

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    FREE Instant Issue Debit Card

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    Online and mobile banking

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    FREE Bill Pay

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    FREE eDocuments

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    eReceipts

Ready to open your Preferred Interest Account?

young couple banking on couch

Download the Firelands
FCU Mobile App

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    Mobile deposits

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    Check balances

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    Transfer money

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    All at your fingertips

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Lost or Stolen Card

Report a lost or stolen credit card by calling 1-800-449-7728. If you’re traveling out of the country, please call collect 1-727-299-2449

Report a lost or stolen ATM/debit card by calling 1-800-276-5775.

Member support is available by telephone Monday – Friday 7 AM-9 PM and Saturday 8 AM-4 PM.

Get Started

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