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When you need fast cash, avoid the sky-high rates of payday advance loans with our affordable, SMART alternative.

Key Features

  • Fast Funds
  • Lower Rates Than Payday Loans
  • Local Processing
  • Trusted Lending Experts
  • Borrow up to $1,000 for 6 months
  • Much lower interest rate than a traditional payday advance loan
  • Must be a Firelands Federal Credit Union member in good standing for at least 3 months and have your payroll directly deposited in a Firelands FCU account
  • Payments are due with each payroll deposit until the loan is paid in full
  • Driver’s license, proof of residency, and 2 months’ worth of pay stubs (unless you have had direct deposit for at least 2 months) required to apply

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