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Enjoy a unique Visa® credit card that gives you cash back and exclusive benefits, like your very own travel concierge.

Key Features

  • Competitive Rates
  • Flexible Spending
  • Cash Back
  • Concierge Services
  • 2% minimum payment
  • No cash advance or over limit fees
  • No annual fees or balance transfer fees
  • Easily replaced if lost or stolen
  • Easily transfer balances from other credit cards! Log in to online banking, click "My Card Info" and complete the balance consolidation form in the "Services" tab.
  • Learn more.

Earn up to 1.5% cash back!

For every qualifying purchase1 made using your Signature Visa, you earn valuable points that can be redeemed for cash back deposited to your Firelands FCU account, statement credits, merchandise or travel rewards! $1.00 spent equals 1.5 points earned. Log in to online banking and click "My Card Info" to review all the reward options. 

Visa Signature Luxury Hotel Collection

Ensures you have an unparalleled experience with unique benefits like VIP status, complimentary breakfast daily and an upgrade when available.

Visa Signature Concierge

24/7 complimentary service2. From travel research, to booking tickets to a show or sporting event, to providing restaurant reservations, your concierge is here to help.

Plus, you’ll enjoy these added perks!

  • Travel Accident & Baggage Delay Insurance
  • Trip Delay
  • Auto Rental Insurance
  • Warranty Manager Service
  • Roadside Dispatch
  • Travel & Emergency Assistance Services
  • Special savings on other entertainment offers online

Report a lost or stolen credit card by calling 1-800-449-7728. If you're traveling out of the country, please call collect 1-727-299-2449.

1Qualified purchases do not include balance transfers, cash advances, convenience checks or returns. When you use points to redeem for cash, each point is worth $0.01, which means that 5,000 points equals $50.00 in redemption value. Redemption values for other reward options may vary.

2FFCU Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant. Visa and FFCU are not a party to the transaction. All goods and services subject to availability. See full terms of service at

Review information for Travel Accident, Trip & Baggage Delay, Travel Emergency Assistance, Warranty Manager, and Auto Rental Insurance.

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