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A Firelands FCU Personal Loan allows you to make more precise and confident financial decisions with no credit score impact until you approve!




A Firelands FCU personal loan is your all-purpose loan solution that offers a fixed rate for a fixed term and is secured by your signature. Borrow $5,000 to $50,000 with terms up to 84 months for any reason – consolidate debt, pay for a wedding, take a family vacation, or whatever else you may choose!

Our personal loan application process is quicker and easier than ever! Plus, our team of financial professionals will now let you know the terms and rate of your loan as soon as you apply. This better borrowing experience allows you to make more precise and confident financial decisions with no credit score impact until you approve!

Once your application is complete and you've accepted your terms, the money you need can be deposited as soon as the same business day!

  • Borrow $5,000 to $50,000 with terms up to 84 months
  • Competitive fixed rates for a variety of personal needs
  • Convenient 24/7 online application and decisions
  • Know your rate and term as soon as you apply
  • No credit score impact until you approve
  • Secured by your signature
  • Quick online signing and funding available
  • Ideal for consolidating debt, paying for a wedding, family vacation, or whatever you choose!


Ready to apply? Follow these two steps:

  1. If you’re not already a member of Firelands FCU, join today! Being a member is the first step required in applying for a personal loan.
  2. Enter your information below!


  • OK Name is required
  • OK Tax ID Number should be 9 digits
  • OK Security is required

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What Our Members Are Saying...

"Megan M. was excellent to work with. She took her time and explained all the benefits of opening the accounts both personal and business. She answered all my questions I had plus some! Great experience and I love having a bank so close to my house!"


"They are eager to help any way they can, friendly, clean bank, and almost always greet you with kindness and a smile. I like the fact they try very hard to help with loans as well as anything else. Seldom do we have to wait in line more than 5 minutes to be helped."


"Never had any problems, friendly and nice people, fast service, very helpful."


"Cause it's the kind of banking that you would like to do. The bank tellers are real friendly they're very helpful!"


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