Skip to content

After over sixty years, we’re still excited about helping Ohioans find their way home. Let our experts guide you through the mortgage process.

Key Features

  • Competitive Rates
  • Pre-Approval Available
  • Loans Serviced In-House
  • Trusted Lending Experts
  • Competitively low rates for home purchase, refinance, or construction
  • A wide range of terms customized to your unique situation
  • A variety of financing programs available:
    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages (ARMs)
    • FHA Loans
    • VA Loans
    • USDA Loans
    • First Time Homebuyer Program
    • Home Equity Loans
    • Home Improvement Loans
  • Low closing costs
  • No pre-payment penalty
  • Mortgage Loan Originators with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing in your own community
  • Personalized service from trusted lenders

The following is a list of documents needed to process your mortgage loan application:

  • The last two (2) current pay stubs with year-to-date earnings for each borrower
  • The last two (2) years of W-2’s for each borrower
  • Signed personal tax returns with all applicable schedules for the last two (2) years ended prior to Mortgage application.
  • Most current investment statements
  • Additional information may be required

Discover the affordability of home ownership with HomeReady mortgage.

For those with modest savings, HomeReady mortgage can be a great option. Thanks to features like a down payment as low as 3%,* cancellable mortgage insurance** and more, homeownership can be affordable. Whether you’re a first-time homebuyer trying to get your financial foot in the door, a repeat buyer, or a homeowner looking to refinance and lower your monthly payments, HomeReady
mortgage can help. The path to homeownership may have seemed challenging - until now.

Speak with one of our friendly Mortgage Loan Originators or click here for more information.

*97% LTV can use any fixed-rate term (10-, 15-, 20-, 30-year).
**Restrictions apply.

  • Up to $5,000 down payment assistance grants for qualified buyers (first-time buyers and non-first time buyers allowed, income guidelines apply)
  • Up to $7,500 down payment assistance grants for honorably discharged veterans and active-duty military homebuyers
  • Low down payment loans available
  • No grant repayment after 5 years
  • Funds available in March
  • Purchase contract required

    Amounts subject to change based off of financial information provided & availability of funds.

Get pre-approved online

Community Involvement

giving back since 1957

See how we help