More Ways to
Earn More!
Take advantage of your Firelands membership to earn more with our checking and savings accounts.
Money Market Account
Earn up to 3.00% APY¹
Limited Time Offer!
Your savings grow quickly and securely. Plus, you have access to your funds should you need them. Enjoy benefits like:
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Tiered rates so higher balances earn higher returns
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Dividends compounded daily and paid monthly
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No monthly service fees
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Unlimited withdrawals (6 unsigned transfers per month)
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FREE Digital Banking
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FREE Instant-Issue Debit Card
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$5,000 minimum opening deposit
Ready to open your Money Market Account?
Simply Free Checking
$50 Cash Bonus² when you open your account
Limited Time Offer!
Get everything you want in your checking account — including more cash! Enjoy a simple, hassle-free account with no monthly service fees and benefits like these:
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FREE Instant Issue Debit Card
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FREE Online Banking
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FREE Bill Pay
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FREE Mobile Banking with Mobile Deposit
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FREE eDocuments
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Surcharge-free ATMs
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Unlimited Check Writing
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No minimum balance
Ready to open your Simply Free Checking?
Preferred Interest Checking
Earn up to .25% APY³
Limited Time Offer!
If you keep higher checking balances, upgrade to Preferred Interest Checking. Our tiered-interest checking rewards you with higher rates, free “extras,” and much more!
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Higher dividend rate with balance of $1,500 or more
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Competitive dividend if balance falls below $1,500
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$0 Monthly Service Fee with daily balance of $1,500 or more
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FREE Instant-Issue Debit Card
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FREE Online Banking and Bill Pay
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FREE Mobile Banking with Mobile Deposit
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FREE Standard Checks
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FREE eDocuments
Ready to open your Preferred Interest Checking?
1 APY=Annual Percentage Yield. Rates effective as of 9/1/2023. The dividend rates for this account may change as determined by the Credit Union Board of Directors. Rates and terms are subject to change without notice. The minimum balance required to open this account is $5,000.00. Current Tiers and Rates: $5,000.00 – $24,999.99 = 1.50% APY; $25,000.00 – $49,999.99 = 2.25% APY; $50,000.00+ = 3.00% APY. Fees or other conditions could reduce the earnings on account. Please contact a Firelands Federal Credit Union employee for further information about applicable fees, rates and terms. 2 A new Firelands FCU Simply Free Checking account with a debit card and Round Up and Save account must be open for 3 months with a minimum $100 monthly balance to qualify. $50 cash bonus will be deposited directly into the account at the end of month three after account opening. Cash bonus may be reported on a 1099-INT or 1099-MISC. Credit union rules and regulations apply. SUBJECT TO APPLICABLE FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS. VOID WHERE PROHIBITED. 3 APY=Annual Percentage Yield. Rates effective as of 9/1/2023. The dividend rates for this account may change as determined by the Credit Union Board of Directors. Rates and terms are subject to change without notice. The minimum balance required to open this account is $50.00. There is no money service fee when $1,500.00 balance is maintained in account. There is a $6 monthly service fee if balance falls below $1,500.00. Current Tiers and Rates: $0.00 – $1,499.99 = 0.10% APY; $1,500.00+ = 0.25% APY. Fees or other conditions could reduce the earnings on account. Please contact a Firelands Federal Credit Union employee for further information about applicable fees, rates and terms.