Balance Transfer - Firelands Federal Credit Union

Find your perfect balance with us.

We’re here to help you succeed — and save you some serious $$$. Transfer your balance to a Firelands FCU credit card today.

Help me save

Psst! Want a cheat code for faster debt payment?

Dealing with debt is the worst game to play. Managing finances is tough enough — dealing with scams makes it worse. Make a move that puts you back in control. When you transfer your balance to a Firelands FCU credit card, you can stop paying high interest and take control with one payment.

Enjoy a 0% introductory rate for the first 12 months*, giving you time to get ahead. After that, competitive rates as low as 13.4% will keep you moving in the right direction. (Look it up. That’s good.)

This is all it takes!

Answer 2 Questions

Tell us your credit card balance and current rate.

We’ll reach out

We’re real people, so we’ll get back with a real solution—no gimmicks, no tricks.

Transfer balance

With lower rates and one simple balance, you’ll pay off debt smarter and faster.

Why wait?

APPLY NOW

Toss out those predatory credit card offers.

Ready to pay down debt and save money?

Let’s make it happen.

Move your balance to a Firelands Credit Card today and start freeing up money for what you really want.

Help me save

APPLY NOW

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*Offer valid for those with a 660 and higher credit score. Subject to credit approval. Pre-approved offer expires on August 31, 2025. APR=Annual Percentage Rate. Introductory 0% APR for 12 months on purchases and balance transfers completed in the first 90 days with a 5%, $5 minimum balance transfer fee for balance transfers completed in the first 90 days. After the first 90 days there is no balance transfer fee.

After the promotional period ends, your APR will be 13.40% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. See website for important rate, fee and other cost information. Offer not applicable to current credit card members.

We will not process any balance transfer requests that are from any other account or loan that is issued by Firelands FCU. Promotion subject to change or cancel without notice.

Find your perfect balance with us.

Find your perfect balance with us.

Psst! Want a cheat code for faster debt payment?

This is all it takes!

Why wait?

Toss out those predatory credit card offers.

Get Started

Pay Down Debt Faster!