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After over sixty years, we’re still excited about helping Ohioans find their way home. Let our experts guide you through the mortgage process.

Key Features

  • Competitive Rates
  • Pre-Approval Available
  • Local Processing
  • Trusted Lending Experts
  • Competitively low rates for home purchase, refinance, or construction
  • A wide range of terms customized to your unique situation
  • A variety of financing programs available:
    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages (ARMs)
    • FHA Loans
    • VA Loans
    • USDA Loans
    • First Time Homebuyer Program
    • Construction Loans
    • Home Equity Loans
    • Home Improvement Loans
  • Low closing costs
  • No pre-payment penalty
  • Mortgage Loan Originators with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing in your own community
  • Personalized service from trusted lenders

The following is a list of documents needed to process your mortgage loan application:

  • The last two (2) current pay stubs with year-to-date earnings for each borrower
  • The last two (2) years of W-2’s for each borrower
  • Signed personal tax returns with all applicable schedules for the last two (2) years ended prior to Mortgage application.
  • Most current investment statements
  • Additional information may be required
  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed

Community Involvement

giving back since 1957

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