Term Share Certificates

Maximize the return on your hard earned dollars by investing them for a specific period of time. Term Share Certificates offer high yields based on current market rates and terms ranging from 12 to 60 months. Penalties apply for early withdrawal.
 
We also offer special Term Share Certificates for our Kid’s and Teen Club members.
 

Term Share Certificate Account Rates*
Effective Date: Tuesday, September 30th, 2014
$500 minimum
TermAnnual Percentage YieldDividend Rate
12 months 0.65% 0.65%
18 months 0.70% 0.70%
24 months 0.90% 0.90%
30 months 1.05% 1.05%
36 months 1.25% 1.24%
48 months 1.75% 1.74%
60 months 2.25% 2.23%

Kid's & Teen Club Term Share Certificate Rates*
Effective Date: Tuesday, September 30th, 2014
$100 minimum
TermAnnual Percentage YieldDividend Rate
12 months 0.50% 0.50%
24 months 0.80% 0.80%

Smart Saver - Youth Term Share Certificate Rates*
Effective Date: Tuesday, September 30th, 2014
Age 0 - 12 $500 minimum
Age 13 - 18 $1,000 minimum
$50,000 maximum per youth
TermStated RateBonus RateAnnual Percentage Yield
12 months 0.50% Plus Age 0.50%
Ex: If child's age is 8, then (0.50% + 0.80%) Rate = 1.30%
Ex: If child's age is 15, then (0.50% + 1.50%) Rate = 2.00%

*Subject to early withdrawal penalties

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