Loan Rates

Automobile Rates
Effective Date: Sunday, November 23rd, 2014
Type of LoanModel YearTermFixed RateAPR*
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 72 months As low as 2.49% 2.82%
*APR based loan amount of $15,000, rate of 2.49% and 72 monthly payments of $224.49.
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 66 months As low as 2.74% 3.10%
*APR based loan amount of $15,000, rate of 2.74% and 66 monthly payments of $245.07.
New/Used Automobiles/Trucks/Vans 2006-2007 Up to 60 months As low as 3.24% 3.64%
*APR based loan amount of $15,000, rate of 3.24% and 60 monthly payments of $271.12.
New/Used Automobiles/Trucks/Vans 2004-2005 Up to 48 months As low as 4.49% 4.99%
*APR based loan amount of $15,000, rate of 4.49% and 48 monthly payments of $341.95.
Motorcycles 2010-2014 Up to 72 months As low as 5.99% 6.33%
*APR based loan amount of $15,000, rate of 5.99% and 72 monthly payments of $248.49.
Motorcycles 2006-2009 Up to 60 months As low as 6.49% 6.89%
*APR based loan amount of $15,000, rate of 6.49% and 60 monthly payments of $293.38.
Motorcycles 2004-2005 Up to 36 months As low as 7.49% 8.12%
*APR based loan amount of $15,000, rate of 7.49% and 36 monthly payments of $466.44. APR means Annual Percentage Rate.
The actual loan rate will be based on several factors including, but not limited to, loan-to-value, credit score and requested term.

Recreational Vehicle Rates
Effective Date: Sunday, November 23rd, 2014
Type of LoanModel YearTermFixed RateAPR*
New RV's/Campers/Boats Less than 5 years old Up to 240 months As low as 4.99% 5.03%
*APR based loan amount of $50,000, rate of 4.99% and 240 monthly payments of $329.66.
Used RV's/Campers/Boats 5 years and older Up to 144 months As low as 5.99% 6.06%
*APR based loan amount of $50,000, rate of 5.99% and 144 monthly payments of $487.59. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

SMART Loans (Payday Lending Alternative)
Effective Date: Sunday, November 23rd, 2014
TermFixed RateAPR*Amt. Up To
Up to 6 months 28.00%** 35.06%** $1,000
*APR based on loan amount of $1,000, rate of 28% and 6 monthly payments of $180.44. APR means Annual Percentage Rate.
**3.00% rate discount with payroll deduction

Mastercard
TermAPR*
3% of Balance As low as 7.99%
*APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

Please call a loan officer for our current rates if you don't see them on our website.

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