Vehicle Loans

If you’re not looking to purchase a new vehicle, but currently have an auto loan elsewhere – we can help! Give us the opportunity to lower your monthly payment,
by refinancing with us. We’ll take care of the work. You just sign the papers!
 

You deserve to have a little fun in your life! What better way to enjoy your
spare time than in a new boat, RV or motorcycle? As with all loans, we offer
a variety of repayment options for your convenience. Our friendly, helpful, and knowledgeable staff can assist you in finding the loan best suited to your
individual needs. Give us a call today!

Automobile Rates
Effective Date: 04/05/2010
Type of Loan	Model Year	Term	Fixed Rate	APR*
New/Used Automobiles/Trucks/Vans	2008-2010	Up to 72 months	As low as 6.49%	6.72%
*APR based loan amount of $15,000, rate of 6.49% and term of 72 months.
New/Used Automobiles/Trucks/Vans	2006-2007	Up to 66 months	As low as 6.99%	7.24%
*APR based loan amount of $15,000, rate of 6.99% and term of 66 months.
New/Used Automobiles/Trucks/Vans	2004-2005	Up to 60 months	As low as 7.24%	7.51%
*APR based loan amount of $15,000, rate of 7.24% and term of 60 months.
New/Used Automobiles/Trucks/Vans	1999-2003	Up to 48 months	As low as 7.74%	8.07%
*APR based loan amount of $15,000, rate of 7.74% and term of 48 months.
Motorcycles	2006-2010	Up to 72 months	As low as 7.70%	7.94%
*APR based loan amount of $15,000, rate of 7.70% and term of 72 months.
Motorcycles	2004-2005	Up to 60 months	As low as 8.75%	9.03%
*APR based loan amount of $15,000, rate of 8.75% and term of 60 months.
Motorcycles	1999-2003	Up to 36 months	As low as 9.75%	10.20%
*APR based loan amount of $15,000, rate of 9.75% and term of 36 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

Recreational Vehicles
Effective Date: 04/05/2010
Type of Loan	Model Year	Term	Fixed Rate	APR*
New RV's/Campers/Boats	Less than 5 years old	Up to 240 months	As low as 5.99%	6.07%
*APR based loan amount of $50,000, rate of 5.99% and term of 240 months.
Used RV's/Campers/Boats	5 years and older	Up to 144 months	As low as 6.99%	7.08%
*APR based loan amount of $50,000, rate of 6.99% and term of 144 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

 

Firelands Federal Credit Union has partnered with several local auto dealers to provide you with the convenience of closing your auto loan right at the dealership! This partnership will allow you to sign all the paperwork at the dealership, eliminating unnecessary running on your part. You’ll receive the same great rates and terms you would receive if you stepped foot into one of our branches. The next time you’re thinking of purchasing a new or used vehicle, keep in mind these Firelands Federal Credit Union approved auto dealers.

We currently have partnerships with nearly 40 local dealerships!