Vehicle Loans

We have a well-trained loan team of lending professionals to assist members in choosing the best loan to meet their individual needs. We pride ourselves in providing simple application methods, quick loan processing, low-cost financing, easy repayment terms, and a friendly, knowledgeable staff.

Refinancing From Another Lender

If you currently have an auto loan at another financial institution – we can help! Give us the opportunity to lower your monthly payment, by refinancing with us. We’ll take care of the work. You just sign the papers! Apply online with
our easy-to-use Vehicle Refinance Application!

Buying a Used Car? Just Say –
Show Me the CARFAX!

Don't run the risk of buying a used car with costly hidden problems. Get a detailed vehicle history report from this nationwide database within seconds. As a member of Firelands Federal Credit Union, you can purchase a CARFAX report at a discounted rate of $20.00. (The regular rate is $34.99.) Just stop in and speak with one of our friendly loan officers. We'll take care of the rest!



Boat, RV or Motorcycle Loans

You deserve to have a little fun in your life! What better way to enjoy your
spare time than in a new boat, RV or motorcycle? As with all loans, we offer
a variety of repayment options for your convenience. Our friendly, helpful, and knowledgeable staff can assist you in finding the loan best suited to your
individual needs. Give us a call today!

Automobile Rates
Effective Date: 12/3/2013
Type of LoanModel YearTermFixed RateAPR*
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 72 months As low as 3.24% 3.57%
*APR based loan amount of $15,000, rate of 3.24% and term of 72 months.
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 66 months As low as 3.49% 3.85%
*APR based loan amount of $15,000, rate of 3.49% and term of 66 months.
New/Used Automobiles/Trucks/Vans 2006-2007 Up to 60 months As low as 3.99% 4.39%
*APR based loan amount of $15,000, rate of 3.99% and term of 60 months.
New/Used Automobiles/Trucks/Vans 2003-2005 Up to 48 months As low as 5.24% 5.74%
*APR based loan amount of $15,000, rate of 5.24% and term of 48 months.
Motorcycles 2009-2014 Up to 72 months As low as 7.70% 8.05%
*APR based loan amount of $15,000, rate of 7.70% and term of 72 months.
Motorcycles 2005-2008 Up to 60 months As low as 8.75% 9.17%
*APR based loan amount of $15,000, rate of 8.75% and term of 60 months.
Motorcycles 2003-2004 Up to 36 months As low as 9.75% 10.42%
*APR based loan amount of $15,000, rate of 9.75% and term of 36 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

Recreational Vehicles
Effective Date: 02/01/2013
Type of LoanModel YearTermFixed RateAPR*
New RV's/Campers/Boats Less than 5 years old Up to 240 months As low as 4.99% 5.03%
*APR based loan amount of $50,000, rate of 4.99% and term of 240 months.
Used RV's/Campers/Boats 5 years and older Up to 144 months As low as 5.99% 6.06%
*APR based loan amount of $50,000, rate of 5.99% and term of 144 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.


Dealership Partners

Firelands Federal Credit Union has partnered with several local auto dealers to provide you with the convenience of closing your auto loan right at the dealership! This partnership will allow you to sign all the paperwork at the dealership, eliminating unnecessary running on your part. You’ll receive the same great rates and terms you would receive if you stepped foot into one of our branches. The next time you’re thinking of purchasing a new or used vehicle, keep in mind these Firelands Federal Credit Union approved auto dealers.

We currently have partnerships with nearly 40 local dealerships!
Dealership Address City
A-1 Auto Sales 285 Benedict Ave Norwalk
Al Baumann Chevrolet Buick 2379 W. State Street Fremont
Baumann Auto Center 625 SE Catawba Road Port Clinton
Baumann Chrysler 2577 W. State Street Fremont
Baumann Auto Group 339 Milan Avenue Norwalk
Billings Sales & Service 231 E. McPherson Hwy. Clyde
Buckeye Chrysler Jeep Dodge Kia of Shelby 278 Mansfield Ave. Shelby
Caranfa Ford & Mercury 1370 E. Main Street Bellevue
Don Tester Ford LM 2800 US Rte 250 Norwalk
Fitzgerald Auto Sales 3706 US Rt 20 West Monroeville
Foster Chevy, Olds Cadillac 2504 Hayes Avenue Sandusky
Gilly's LTD LLC 827 E. State Street Fremont
Graham Automall 1515 W. Fourth Street Mansfield
Haydocy Chevy, Cad, Buick, Inc 1885 Marion Road Bucyrus
Inmon Motor Sales 2 E. Walton Street Willard
Joyce Buick GMC 1400 Park Avenue West Mansfield
Kasper Buick Pontiac GMC 2401 Cleveland Avenue Sandusky
Kasper Chrysler Dodge & Jeep 2206 Cleveland Road Sandusky
Kasper Toyota Scion 904 E. Strub Road Sandusky
Mansfield Motor Group 1493 Park Ave West Mansfield
Mathews Ford 610 E. Perkins Avenue Sandusky
Myers Auto Center 1111 Castalia Street Bellevue
New Haven Auto Sales 3690 Park Ave. West Mansfield
Patrick O’Brien Jr Chevrolet Buick Inc. 300 Milan Ave Norwalk
Pen Auto Sales 322 N. Sandusky Bucyrus
Rocket Chevrolet 233 Mansfield Avenue Shelby
Schaffer-Danhoff Chrysler 310 Walton Street E. Willard
Sharpnack Ford Rt 224 Willard
Sharpnack II Chevy 1300 S. Cornwell Ave. Willard
Sliman Chrysler Dodge Jeep 7498 Leavitt Rd Amherst
Smiley Automotive 383 Milan Avenue Norwalk
Steinle Chevrolet Buick LLC 1014 E. McPherson Hwy Clyde
Steinle Pontiac Cadillac GMC 2149 W. State Street Fremont
Surfside Mtr, Inc. 7459 SR 309 Galion
The Car Guys Auto Sales 1780 E. Mansfield Street Bucyrus
Town & Country RV Center, Inc. 909 W. McPherson Hwy. Clyde
Victory Honda of Sandusky 2301 Hayes Ave. Sandusky
Wallhead Auto Sales 2691 Rt. 224 New Haven
Walston Motors, Inc. 1293 Harding Way E. Marion
Wright Motors, Inc. 809 W. McPherson Hwy. Clyde
Yingling Auto Center, Inc. 1701 E. Main St. Bellevue


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