Savings & Checking Rates

Share Accounts
Effective Date: 08/01/2012
Account NameAnnual Percentage YieldMinimum Balance to Earn Dividends
Prime/Business Prime Share 0.05% $100.00 and above
All other Share Accounts 0.05% $100.00 and above
Insured Money Management Account 0.10%
0.15%
0.20%
$5,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 and above
IRA Share Account 0.05%
0.15%
0.20%
$100.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 and above

Elite Checking Account

0.20% Any

Interest Checking Account

0.02%
0.05%
0.10%
0.15%
$0.01 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 and above
Free Checking Account 0.00% N/A
Second Chance Checking Account 0.00% N/A
Escrow Share Account
0.05% $100.00 and above

Round Up Savings Account

5.00% Any
Christmas Club Plus+ Account 0.10%
0.20%
0.30%
$0.01 - $499.99
$500.00 - $2,499.99
$2,500.00 & above
Christmas Club Account 0.05% $100.00 and above
Kids Savings/Teen Club Account 0.05% $5.00 and above

Term Share Certificate Accounts
Effective Date: 1/14/2014
$500 minimum
TermAnnual Percentage YieldDividend Rate
12 months 0.50% 0.50%
18 months 0.65% 0.65%
24 months 0.80% 0.80%
30 months 0.95% 0.95%
36 months 1.10% 1.10%
48 months 1.25% 1.24%
60 months 1.40% 1.39%

IRA Certificate Accounts
Effective Date: 1/14/2014
Traditional, Roth, and CESA Term Share Certificates
$500 minimum
TermAnnual Percentage YieldDividend Rate
12 months 0.50% 0.50%
18 months 0.65% 0.65%
24 months 0.80% 0.80%
30 months 0.95% 0.95%
36 months 1.10% 1.10%
48 months 1.25% 1.24%
60 months 1.40% 1.39%


Kid's & Teen Club Term Share Certificates
Effective Date: 10/08/2013
$100 minimum
TermAnnual Percentage YieldDividend Rate
12 months 0.50% 0.50%
24 months 0.80% 0.80%

Smart Saver - Youth Term Share Certificates
Effective Date: 05/01/2012
Age 0 - 12 $500 minimum
Age 13 - 18 $1,000 minimum
$50,000 maximum per youth
TermStated RateBonus RateAnnual Percentage Yield
12 months 0.50% Plus Age 0.50%
Ex: If child's age is 8, then (0.50% + 0.80%) Rate = 1.30%
Ex: If child's age is 15, then (0.50% + 1.50%) Rate = 2.00%


Disclosures Privacy Statement Site Map Facebook ATM Locator Branch Locations & Hours Contact Us Become a Member Get a Loan Online Switch Kit Shared Branching Fireline Become a Member Online Switch Kit Get a Loan Shared Branching Loans Savings NCUA NCUA