With all of the different mortgage lenders available, how do you know who you can trust? The Mortgage Loan Originators at Firelands Federal Credit Union have your best interest at heart. We will take the time to meet with you, review your individual financial picture, and help you choose the mortgage program that's right for you. Firelands Federal Credit Union has the knowledge and experience to find a mortgage loan that meets your needs and your budget. Give us a call today!

Firelands Federal Credit Union offers:


Application Process:

The following is a list of documents needed to process your mortgage loan application. 
  • The last two (2) current pay stubs with year-to-date earnings for each borrower
  • The last two (2) years of W-2’s for each borrower
  • Signed personal tax returns with all applicable schedules for the last three (3) years ended prior to Mortgage application.
  • Most current investment statements
  • Additional information may be required
For added convenience, you can apply online. One of our Mortgage Loan Originators will get back with you to set up an interview. You can also stop by any of our branches or call us at 1-800-276-5775.

Check out our useful mortgage calculators!
For additional program or rate details, please contact us.


For your convenience, we offer secure online access to your Firelands Federal Credit Union mortgage loans thru eStatus. Sign up today and you'll be able to view payment information and history, loan balances, tax information and much more. You may sign up in Fireline (online banking) or by clicking here. If you have questions about eStatus, please call us at 1-800-276-5775, ext. 1016.

Home Equity Loans

Whether you're doing home improvements, planning a vacation, buying a car, preparing for college tuition or a wedding, Firelands Federal Credit Union can help you by approving you for a low rate Home Equity Loan.

We will help you determine the current market value of your home and then compare it to the outstanding principal on your loan. This will determine what amount you can borrow against your home. Your funds are easy to access by visiting one of our convenient locations, writing a check or thru Fireline (online banking).
We offer home equity loans with low fixed rates, or take advantage of our line of credit (variable rate) that can be used for future advances. You should consult a tax advisor regarding the deductibility of interest.

Vacant Land Loans

Our land loans are fast and easy with estimated closing costs of $1,000.00 with a 10-year term. We can lend up to 75% LTV of your appraised value or purchase price, the lower of the two.
Please call for current rates.

First Time Homebuyers Program

Interested in owning a home, but need some guidance or financial assistance?
We have a variety of programs designed to fit your needs! The first step to home ownership is exploring your options. Call to schedule an appointment with a Mortgage Loan Originator.


Whether you want to pay off your mortgage sooner, consolidate debt or lower your interest rate, refinancing may be the right choice for you. Call today to discuss your options.

Free Pre-Approval

We can approve a mortgage amount even before you decide on the home you want to purchase. Give us a call today to set up an appointment with an experienced Mortgage Loan Originator.


Disclosures Privacy Statement Site Map Facebook ATM Locator Branch Locations & Hours Contact Us Become a Member Get a Loan Online Switch Kit Shared Branching Fireline Become a Member Online Switch Kit Get a Loan Shared Branching Loans Savings NCUA NCUA