Loan Rates


Automobile Rates
Effective Date: 5/12/14
Type of LoanModel YearTermFixed RateAPR*
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 36 months As low as 1.99% 2.63%
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 60 months As low as 2.24% 2.63%
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 72 months As low as 2.49% 2.82%
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 36 months As low as 2.24% 2.88%
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 66 months As low as 2.74% 3.10%
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 72 months As low as 3.24% 3.57%
New/Used Automobiles/Trucks/Vans 2006-2007 Up to 36 months As low as 2.74% 3.38%
New/Used Automobiles/Trucks/Vans 2006-2007 Up to 60 months As low as 3.24% 3.64%
New/Used Automobiles/Trucks/Vans 2004-2005 Up to 36 months As low as 3.99% 4.64%
New/Used Automobiles/Trucks/Vans 2004-2005 Up to 48 months As low as 4.49% 4.99%
Motorcycles 2010-2014 Up to 72 months As low as 5.99% 6.33%
Motorcycles 2006-2009 Up to 60 months As low as 6.49% 6.89%
Motorcycles 2004-2005 Up to 36 months As low as 7.49% 8.12%
*APR based on loan amount of $15,000 at stated rate and term. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

Recreational Vehicles
Effective Date: 02/01/2013
Type of LoanModel YearTermFixed RateAPR*
New RV's/Campers/Boats Less than 5 years old Up to 240 months As low as 4.99% 5.03%
*APR based loan amount of $50,000, rate of 4.99% and term of 240 months.
Used RV's/Campers/Boats 5 years and older Up to 144 months As low as 5.99% 6.06%
*APR based loan amount of $50,000, rate of 5.99% and term of 144 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

SMART Loans (Payday Lending Alternative)
Effective Date: 02/01/2013
TermFixed RateAPR*
Up to 6 months 28.00%** 28.00%**

*APR means Annual Percentage Rate.

**3.00% rate discount with payroll deduction


Mastercard
TermRate
3% of Balance As low as 7.99%
The actual loan rate will be determined by credit score.


We offer other types of consumer loans, including:

  • Signature Loans
  • Debt Consolidation Loans
  • Share/Certificate Secured Loans
  • Single Payment Loans


Please call a loan officer for our current rates if you don't see them on our website.

 

 


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