Loan Rates


Automobile Rates
Effective Date: 12/3/2013
Type of LoanModel YearTermFixed RateAPR*
New/Used Automobiles/Trucks/Vans 2010-2014 Up to 72 months As low as 3.24% 3.57%
*APR based loan amount of $15,000, rate of 3.24% and term of 72 months.
New/Used Automobiles/Trucks/Vans 2008-2009 Up to 66 months As low as 3.49% 3.85%
*APR based loan amount of $15,000, rate of 3.49% and term of 66 months.
New/Used Automobiles/Trucks/Vans 2006-2007 Up to 60 months As low as 3.99% 4.39%
*APR based loan amount of $15,000, rate of 3.99% and term of 60 months.
New/Used Automobiles/Trucks/Vans 2003-2005 Up to 48 months As low as 5.24% 5.74%
*APR based loan amount of $15,000, rate of 5.24% and term of 48 months.
Motorcycles 2009-2014 Up to 72 months As low as 7.70% 8.05%
*APR based loan amount of $15,000, rate of 7.70% and term of 72 months.
Motorcycles 2005-2008 Up to 60 months As low as 8.75% 9.17%
*APR based loan amount of $15,000, rate of 8.75% and term of 60 months.
Motorcycles 2003-2004 Up to 36 months As low as 9.75% 10.42%
*APR based loan amount of $15,000, rate of 9.75% and term of 36 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

Recreational Vehicles
Effective Date: 02/01/2013
Type of LoanModel YearTermFixed RateAPR*
New RV's/Campers/Boats Less than 5 years old Up to 240 months As low as 4.99% 5.03%
*APR based loan amount of $50,000, rate of 4.99% and term of 240 months.
Used RV's/Campers/Boats 5 years and older Up to 144 months As low as 5.99% 6.06%
*APR based loan amount of $50,000, rate of 5.99% and term of 144 months. APR means Annual Percentage Rate.
The actual loan rate will be determined by credit score.

SMART Loans (Payday Lending Alternative)
Effective Date: 02/01/2013
TermFixed RateAPR*
Up to 6 months 28.00%** 28.00%**

*APR means Annual Percentage Rate.

**3.00% rate discount with payroll deduction


Mastercard
TermRate
3% of Balance As low as 7.99%
The actual loan rate will be determined by credit score.


We offer other types of consumer loans, including:

  • Signature Loans
  • Debt Consolidation Loans
  • Share/Certificate Secured Loans
  • Single Payment Loans


Please call a loan officer for our current rates if you don't see them on our website.

 

 


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